Based in North Richland Hills, Texas, RoadLoans is the Internet direct-lending division of Triad Financial Corporation, a nationwide lender providing innovative auto finance products and distinctive Customer Care to consumers. We specialize in financing and servicing new and used vehicle loans for customers with less than perfect credit.

As part of a strong, stable financial institution with a 12-year track record, over 1400 employees and $3 billion in auto loan receivables, RoadLoans is backed by strengths you may not typically associate with a "dot.com" company.

At RoadLoans We Offer

Financing for new or used vehicles purchased from a franchised dealer. Loans to refinance your current auto loan. Online Loan Application. Online Account Access Center - 24/7 access, password-protected security login. Online Customer Care (FAQ, email, and live chat). Online Flash Demo - Interactive overview of the RoadLoans auto finance process. Member Benefit Program - Online discounts extended to customers through alliances with Internet business partners.

Warranty: Your vehicle is a major investment and today's vehicles can be very complex and costly to repair. As a smart consumer you need to protect your investment and your good credit. One of the simplest ways to do that is through the purchase of a Warranty or Extended Service Contract.
With the RoadLoans protection plan, you are protecting yourself from the unexpected cost of mechanical breakdowns. One major repair often ends up costing as much, or even more than the entire cost of the Policy. An Extended Service Contract will ensure that your vehicle is always in the best mechanical condition. The best news? The cost of the policy can be added to your RoadLoansCheck so get the peace of mind for less than a dollar a day. Go to our site to view a brochure on the Extended Service Plans offered by RoadLoans.

GAP: GAP waivers provide protection for consumers when a "gap" exists between the actual value of their vehicle and the amount of money owed to the bank. Unfortunately this "gap" exists for the majority of consumers today who are currently making monthly payments on their personal auto loan or lease. For example:

Your Loan Payoff: $16,000
Actual Cash Value: $13,000
Financial GAP: $ 3,000

There is nothing worse than personally having to pay to cover a loss like this, or to continue making payments on a worthless vehicle that you no longer own and drive. For more information on the GAP policy offered by RoadLoans, please visit our home page.

Ask yourself these questions:

• Are you financing your vehicle for longer than 36 months?
• Was your down payment less than 30% of the purchase price of your vehicle?
• Do you use your vehicle to get to work or for work purposes?
• If your vehicle was a total loss (wrecked beyond repair) or stolen would you need to replace it right away?
• Do you currently owe more than your vehicle is worth?

If you answered "yes" to any one of these questions, you are well suited for GAP insurance. Ask us how the cost of the policy, for just pennies per day, can be added to your RoadLoansCheck.

Purchases from a Dealer: The RoadLoans process allows you to negotiate like a cash buyer from any franchised dealership in your state and it is the easiest, most powerful way to purchase your next car or truck. The RoadLoansCheck gives you the flexibility to shop when and where you want. Also, you can write the RoadLoansCheck for any amount greater than $7,500 and less than your approval amount so you choose the loan amount that is right for you. (In some states the minimum amount is $10,000.) Choose a vehicle that is a 1998 model year or newer with less than 70,000 miles. Make sure it is not a commercial, conversion or customized vehicle. Then go in with your RoadLoansCheck and walk out with your next vehicle of your dreams. Remember you are in control with the RoadLoansCheck. Apply now, to experience auto finance made easy!

Refinancing: Do you love the car you are currently driving, but not the payments? Are you not ready to go back to the dealer to buy again? Use the RoadLoans refinance loan to lower your payments on that vehicle that you really love. By lowering the rate you are paying on your car or changing the term, you can save $10, $25 or up to $100 per month on a car payment. Put that extra cash back into your pocket! Apply today on your 1998 model year or newer with less than 70,000 miles and let us show you how you can keep some of your monthly payment. You will experience personal service from one of our loan representatives to help tailor your refinance loan to meet your needs.

Our Story

RoadLoans was launched in June 2000 to help empower and educate consumers through the car-buying process. We specialize in financing and servicing new and used vehicle loans for customers with less than perfect credit. To date, RoadLoans has helped thousands of consumers get into the car or truck of their dreams.

RoadLoans can guide you through the intricate process of automotive credit, and help get you up to speed about the benefits of securing a direct auto loan. At RoadLoans, everything we do is focused on creating enduring customer relationships. That's what we do best.

At RoadLoans, we walk our talk because, after all, our company is our product.